Can I Get More Than Policy Limits For My Car Accident Injuries?

Can I Get More Than Policy Limits For My Car Accident Injuries?

If you’ve been in an accident Injuries, it’s important to know what your rights are policy limits. While most drivers have insurance to cover the cost of their injuries, they may not be aware that they can also get more than their policy limits. In this article, we’ll explain why this happens and how it works.


No. You can’t get more than policy limits for your car accident injuries.

It’s important to understand that all insurance companies are required by law to limit their payouts on certain types of claims, such as medical bills, lost wages, and pain and suffering damages. These limits may also apply when you file an accident claim with a third-party payer like your employer or homeowner’s policy (if they offer it).

For example: If you’ve been in a car crash and suffered damage to your car beyond what was covered by the collision coverage on your auto insurance policy then it would be against those rules for them to write a check larger than what they were originally willing to pay out because they know that if they did then someone else would just come along later after reading about how much money was paid out last month by another company who had similar circumstances at hand…and so forth until eventually all available funds are used up!


Yes, you can get more in damages than what your insurance company is willing to pay. It’s quite common for people who have been seriously injured in motor vehicle accidents to receive more money from their own insurance company than they would if they were not involved in the accident at all.

This is because many insurance companies are reluctant to pay out large amounts of money on claims that do not involve serious injuries or death. If a driver has only minor injuries and no fatalities, then their policy limits may be very small–$1 million for example–and thus inadequate for covering all of your costs associated with your injury claim.

However, if you were seriously injured by another driver whose negligence caused them to injure others as well (for example speeding), then there’s a good chance that your injury attorney will try negotiating with both parties’ lawyers before deciding how much money (if any) should be paid out by each party’s insurance carrier; after all, this can be confusing territory!

I can get more in damages than insurance limits.

If you are injured in a car accident, you can file a personal injury claim against the at-fault driver and his or her insurance company. If successful, the court will award damages to compensate you for your medical expenses and lost wages.

Several things may affect how much money is awarded after filing a personal injury lawsuit:

  • How long have you been injured? The longer it takes to recover from an injury and return to work, the less money there will be available (in most cases). For example, if someone has held down their job for five years before becoming injured on the job then their employer may not want them back at full capacity until that period has passed since their last day working for them; therefore reducing their compensation package by 50%.
  • However, because insurance companies operate under different guidelines they will not always follow these rules soeach case must bes reviewed individually before making any decisions regarding payment amounts due under certain circumstances such as those mentioned above.* What type of injuries do I have?
  • Some types heal faster than others but regardless of what kind yours might be there still needs time before things look better again since recovery takes 6 months plus according to tog research done over 80% of patients require some type of physical therapy after suffering such injuries caused by traffic accidents occurring almost everywhere around us every single day throughout our lifetimes!


This article should give you a good understanding of how much you can get if you have an accident. If you have any questions, please do not hesitate to contact me at [email protected]

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